The situation is this my so is planning to get a Kia Cerato Forte from C&C @ Ubi...

the sales person say need to pay 1k as deposit to order the card n arrange for e loan...

but my so was thinking of loaning 2k more for e insurance so we no nid use so much cash...

n e sales person suggest:
"on the contract put fix 2x lcd, grp n etc. try to bring car price extra 5k. e.g. car 44,999 so fake e price to b 49,999 so that bank can approve loan for 46k"

i feel abit fishy when he say fake e amount, my worry is the bank side

would like to hear more opinion about this i dun fully trust sales ppl n these is our first car purchase...